529 College Savings Plans by State

Alabama 529 Plans

CollegeCounts 529 Fund

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Union Bank & Trust Company – UBT 529 Services

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $475,000 per beneficiary

Age-Based Investment Options: Three categories (Aggressive, Conservative, and Moderate) with nine portfolios per category

Static Investment Options: Six multi-fund and 26 individual-fund portfolios

State Taxation: Only Alabama plans are exempt from state income tax.

Credit or Deduction: Deduction of up to $5,000 per person for contributions to an Alabama plan

Total Fees: 0.17% – 0.8%

CollegeCounts 529 Fund Advisor Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Union Bank & Trust Company – UBT 529 Services

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $475,000 per beneficiary

Age-Based Investment Options: Three categories (Aggressive, Conservative, and Moderate) with nine portfolios per category

Static Investment Options: Six multi-fund and 24 individual-fund portfolios

State Taxation: Only Alabama plans are exempt from state income tax.

Credit or Deduction: Deduction of up to $5,000 per person for contributions to an Alabama plan

Total Fees: 0.21% – 1.73%; $12 annual fee for non-Alabama residents

Alaska 529 Plans

Alaska 529

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: T. Rowe Price Associates, Inc.

Residency Requirement: None

Minimum Contributions: $25, both initially and subsequently

Maximum Contributions: $475,000

Age-Based Investment Options: Eight portfolios ranging from 20% equity to 80% equity

Static Investment Options: Six portfolios, including the University of Alaska portfolio, which guarantees returns equal to the rate of tuition increases for future UA students

State Taxation: None, as Alaska has no income tax for individuals

Credit or Deduction: None, for the above reason

Total Fees: 0.28% – 0.69%

T. Rowe Price College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: T. Rowe Price Associates, Inc.

Residency Requirement: None

Minimum Contributions: $250 initially, $50 for subsequent contributions

Maximum Contributions: $475,000

Age-Based Investment Options: Eight portfolios ranging from 20% equity to 80% equity

Static Investment Options: Five portfolios; University of Alaska portfolio not available

State Taxation: None, as Alaska has no income tax for individuals

Credit or Deduction: None, for the above reason

Total Fees: 0.35% – 0.69%

John Hancock Freedom 529

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: T. Rowe Price Associates, Inc.

Residency Requirement: None

Minimum Contributions: $250 per portfolio initially, $50 per portfolio subsequently

Maximum Contributions: $475,000

Age-Based Investment Options: Six portfolios ranging from 20% equity to 80% equity

Static Investment Options: 16 portfolios

State Taxation: None, as Alaska has no income tax for individuals

Credit or Deduction: None, for the above reason

Total Fees: 0.64% - 2.23%; $15 annual fee, with exceptions

Arizona 529 Plans

Arizona Family College Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: NexBank – College Savings Bank

Residency Requirement: None

Minimum Contributions: $250 initially, then $25 per month (per pay period if you opt for automatic payroll deductions)

Maximum Contributions: $505,000

Age-Based Investment Options: None

Static Investment Options: Fixed-rate certificates of deposit; $250 minimum per CD

State Taxation: All qualified distributions are exempt from Arizona state income tax.

Credit or Deduction: Deduction of up to $2,000 per person for contributions to any 529 plan

Total Fees: None

Fidelity Arizona College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: NexBank – College Savings Bank

Residency Requirement: None

Minimum Contributions: No minimum to open a plan; automatic investments require at least $15 each month or $45 each quarter

Maximum Contributions: $505,000

Age-Based Investment Options: Three portfolios

Static Investment Options: 12 portfolios

State Taxation: All qualified distributions are exempt from Arizona state income tax.

Credit or Deduction: Deduction of up to $2,000 per person for contributions to any 529 plan

Total Fees: 0.11% - 0.99%

Ivy InvestEd 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Ivy Distributors, Inc.

Residency Requirement: None

Minimum Contributions: $250 initially, no minimum for subsequent contributions

Maximum Contributions: $494,000

Age-Based Investment Options: 10 portfolios

Static Investment Options: 29 individual-fund portfolios

State Taxation: All qualified distributions are exempt from Arizona state income tax.

Credit or Deduction: Deduction of up to $2,000 per person for contributions to any 529 plan

Total Fees: 0.49% - 1.31% (depending on the portfolio)

Arkansas 529 Plans

GIFT529 College Investing Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings and The Vanguard Group

Residency Requirement: None

Minimum Contributions: $25 initially, $10 subsequently

Maximum Contributions: $366,000

Age-Based Investment Options: Three categories based on level of risk with nine portfolios per category

Static Investment Options: Seven portfolios

State Taxation: No tax on qualified distributions from any 529 plan

Credit or Deduction: Deduction of $5,000 for contributions to Arkansas plan; deduction of $3,000 for non-Arkansas plans

Total Fees: 0.39% - 0.53%; $20 annual fee for non-Arkansas residents

iShares 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Ascensus Broker Dealer Services, Inc.

Residency Requirement: None

Minimum Contributions: $500 initially, $50 subsequently

Maximum Contributions: $366,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: 21 portfolios, one savings option

State Taxation: No tax on qualified distributions from any 529 plan

Credit or Deduction: Deduction of $5,000 for contributions to Arkansas plan; deduction of $3,000 for non-Arkansas plans

Total Fees: 0.35% - 1.44%; $10 annual fee for accounts with less than $20,000

California 529 Plan

ScholarShare 529

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: TIAA-CREF Tuition Financing, Inc.

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $529,000

Age-Based Investment Options: Two portfolios (actively managed mutual funds or index mutual funds)

Static Investment Options: 17 portfolios

State Taxation: No income tax on qualified distributions from any state’s 529 plan

Credit or Deduction: None

Total Fees: 0.06% - 0.53%; no fees for Principal Plus Interest option

Colorado 529 Plans

CollegeInvest Direct Portfolio College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus Broker Dealer Services, Inc. with The Vanguard Group, Inc.

Residency Requirement: None

Minimum Contributions: $25 initially, $15 subsequently

Maximum Contributions: $400,000

Age-Based Investment Options: Three classes of risk with nine portfolios each

Static Investment Options: Eight portfolios

State Taxation: No state tax on qualified distributions from any 529 plan

Credit or Deduction: No limit for contributions to Colorado 529 plans; tax credit available for employers

Total Fees: 0.32%; $20 annual fee, with exceptions

CollegeInvest Smart Choice College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: FirstBank Holding Company

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $400,000

Age-Based Investment Options: None

Static Investment Options: Two portfolios

State Taxation: No state tax on qualified distributions from any 529 plan

Credit or Deduction: No limit for contributions to Colorado 529 plans; tax credit available for employers

Total Fees: None

CollegeInvest Stable Value Plus College Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Nationwide Mutual Insurance Company

Residency Requirement: None

Minimum Contributions: $25 initially, $15 subsequently

Maximum Contributions: $400,000

Age-Based Investment Options: None

Static Investment Options: One portfolio

State Taxation: No state tax on qualified distributions from any 529 plan

Credit or Deduction: No limit for contributions to Colorado 529 plans; tax credit available for employers

Total Fees: 0.99%

Scholars Choice College Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: QS Investors, LLC; Legg Mason Investor Services, LLC

Residency Requirement: None

Minimum Contributions: $250 initially, $50 subsequently

Maximum Contributions: $400,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: 11 portfolios

State Taxation: No state tax on qualified distributions from any 529 plan

Credit or Deduction: No limit for contributions to Colorado 529 plans; tax credit available for employers

Total Fees: 0.61% - 2.07%; $20 annual fee, with exceptions

Connecticut 529 Plans

Connecticut Higher Education Trust (CHET) (Direct)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: TIAA-CREF Tuition Financing, Inc.

Residency Requirement: None

Minimum Contributions: $25 generally; $15 per pay period with automatic payroll deductions

Maximum Contributions: $300,000

Age-Based Investment Options: Three categories with nine portfolios each

Static Investment Options: Nine portfolios

State Taxation: Qualified distributions from any 529 plan are free from state income tax; nonqualified distributions from Connecticut plans exempt if made to beneficiary

Credit or Deduction: Deduction of up to $5,000 per person for contributions to a Connecticut 529 plan

Total Fees: 0.14% - 0.98% generally; no fees with Principal Plus Interest option

Connecticut Higher Education Trust (CHET) (Advisor)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Hartford Funds Management Company, LLC

Residency Requirement: None

Minimum Contributions: $50 initially; $25 subsequently

Maximum Contributions: $300,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: 16 portfolios

State Taxation: Qualified distributions from any 529 plan are free from state income tax; nonqualified distributions from Connecticut plans exempt if made to beneficiary

Credit or Deduction: Deduction of up to $5,000 per person for contributions to a Connecticut 529 plan

Total Fees: 0.4% - 1.94%

Delaware 529 Plan

Delaware College Investment Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Fidelity Investments

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $350,000

Age-Based Investment Options: Three portfolios

Static Investment Options: 12 portfolios

State Taxation: All 529 plans exempt from Delaware state income tax

Credit or Deduction: None

Total Fees: 0.11% - 0.99%

Florida 529 Plans

Florida 529 Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Florida Prepaid College Board

Residency Requirement: Beneficiaries must be Florida residents

Minimum Contributions: None

Maximum Contributions: $418,000

Age-Based Investment Options: One portfolio

Static Investment Options: 13 portfolios

State Taxation: No state income tax

Credit or Deduction: None, for the above reason

Total Fees: 0.02% - 0.61%

Stanley G. Tate Florida Prepaid College Plan

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: None

Residency Requirement: Beneficiary or guardian must be a Florida resident for at least one year before enrolling

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: No state income tax

Credit or Deduction: None, for the above reason

Total Fees: $50 enrollment fee

Georgia 529 Plan

Path2College 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: TIAA-CREF Tuition Financing, Inc.

Residency Requirement: None

Minimum Contributions: $25 generally; no minimum for payroll deductions

Maximum Contributions: $235,000

Age-Based Investment Options: Two categories with nine portfolios each

Static Investment Options: Six portfolios

State Taxation: All 529 plans exempt from Georgia state income tax

Credit or Deduction: Deduction of up to $4,000 (per beneficiary) for contributions to Georgia’s 529 plan

Total Fees: 0.18% - 0.31%; no fees with the Guaranteed option

Hawaii 529 Plan

HI529 – Hawaii’s College Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings and The Vanguard Group

Residency Requirement: None

Minimum Contributions: $15

Maximum Contributions: $305,000

Age-Based Investment Options: Eight portfolios

Static Investment Options: Eight portfolios

State Taxation: All 529 plans exempt from state tax

Credit or Deduction: None

Total Fees: 0.58% - 0.66%; $20 yearly fee for non-Hawaii residents

Idaho 529 Plan

IDeal – Idaho College Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $25 generally; $15 per pay period with automatic payroll deductions

Maximum Contributions: $500,000

Age-Based Investment Options: Three categories, with eight portfolios in each

Static Investment Options: Seven portfolios

State Taxation: All 529 plans exempt from state income tax

Credit or Deduction: Deduction of up to $6,000 for contributions to Idaho’s 529 plan

Total Fees: 0.34% - 0.49%; $20 annual fee for non-Idaho residents

Illinois 529 Plans

College Illinois! 529 Prepaid Tuition Program

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A

Residency Requirement: Beneficiary or account owner must have been a resident of Illinois for one year before enrolling

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: Illinois 529 plans exempt from state tax; non-Illinois plans exempt if certain requirements are met

Credit or Deduction: Deduction of up to $10,000 for contributions to an Illinois 529 plan

Total Fees: None

Bright Directions Advisor-Guided 529 College Savings

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Union Bank & Trust Company

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $450,000

Age-Based Investment Options: Three categories with nine portfolios each

Static Investment Options: 41 portfolios; 15 additional portfolios for some account owners

State Taxation: Illinois 529 plans exempt from state tax; non-Illinois plans exempt if certain requirements are met

Credit or Deduction: Deduction of up to $10,000 for contributions to an Illinois 529 plan

Total Fees: 0.20% - 1.82%

Bright Start 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Union Bank & Trust Company

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $450,000

Age-Based Investment Options: Two categories with nine portfolios each

Static Investment Options: 22 portfolios

State Taxation: Illinois 529 plans exempt from state tax; non-Illinois plans exempt if certain requirements are met

Credit or Deduction: Deduction of up to $10,000 for contributions to an Illinois 529 plan

Total Fees: 0.10% - 0.81%

Indiana 529 Plans

CollegeChoice 529 Direct Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $10

Maximum Contributions: $450,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: Seven portfolios

State Taxation: All 529 plans exempt from Indiana state income tax

Credit or Deduction: 20% tax credit on a maximum of $5,000 in contributions to an Indiana 529 plan

Total Fees: 0.14% - 0.77%; $20 yearly fee, with exceptions

CollegeChoice Advisor 529 Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $25

Maximum Contributions: $450,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: 14 options

State Taxation: All 529 plans exempt from Indiana state income tax

Credit or Deduction: 20% tax credit on a maximum of $5,000 in contributions to an Indiana 529 plan

Total Fees: 0.31% - 2.22%; $20 annual fee, with exceptions

CollegeChoice CD 529 Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: NexBank – College Savings Bank

Residency Requirement: None

Minimum Contributions: $250 initially, $25 subsequently

Maximum Contributions: $450,000

Age-Based Investment Options: None

Static Investment Options: Fixed-rate certificates of deposit

State Taxation: All 529 plans exempt from Indiana state income tax

Credit or Deduction: 20% tax credit on a maximum of $5,000 in contributions to an Indiana 529 plan

Total Fees: None

Iowa 529 Plans

College Savings Iowa

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Iowa State Treasurer, with The Vanguard Group and Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $25 generally; $15 per pay period with automated payroll deductions

Maximum Contributions: $420,000

Age-Based Investment Options: Four categories with nine portfolios each

Static Investment Options: 10 portfolios

State Taxation: All 529 plans exempt from Iowa state tax

Credit or Deduction: Deductions for up to $3,439 (per beneficiary) toward Iowa 529 plans; adjusts for inflation each year

Total Fees: 0.2%

IAdvisor 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Voya Investment Management Co., LLC

Residency Requirement: None

Minimum Contributions: $250 per investment initially; $50 per investment subsequently

Maximum Contributions: $420,000

Age-Based Investment Options: Five portfolios

Static Investment Options: 16 portfolios

State Taxation: All 529 plans exempt from Iowa state tax

Credit or Deduction: Deductions for up to $3,439 (per beneficiary) toward Iowa 529 plans; adjusts for inflation each year

Total Fees: 0.83% - 2.36%; $25 annual fee, with exceptions

Kansas 529 Plans

Learning Quest 529 Education Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: American Century Investment Management, Inc.

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $435,000

Age-Based Investment Options: Three categories with eight portfolios each

Static Investment Options: 13 portfolios

State Taxation: All 529 plans exempt from Kansas state income tax

Credit or Deduction: Deduction of up to $3,000 (per beneficiary) for contributions to any 529 plan

Total Fees: 0.1% - 0.77%

Learning Quest Advisor

Plan Type: Education Savings Plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: American Century Investment Management, Inc.

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $435,000

Age-Based Investment Options: Three categories with eight portfolios each

Static Investment Options: 20 options

State Taxation: All 529 plans exempt from Kansas state income tax

Credit or Deduction: Deduction of up to $3,000 (per beneficiary) for contributions to any 529 plan

Total Fees: 0.35% - 2.48%

Schwab 529 College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: American Century Investment Management, Inc.

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $435,000

Age-Based Investment Options: Four categories with eight portfolios each

Static Investment Options: Nine options

State Taxation: All 529 plans exempt from Kansas state income tax

Credit or Deduction: Deduction of up to $3,000 (per beneficiary) for contributions to any 529 plan

Total Fees: 0.25% - 0.98%

Kentucky 529 Plan

KY Saves 529

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $25 generally; $15 per pay period for automatic payroll deductions

Maximum Contributions: $350,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: Five options

State Taxation: All 529 plans exempt from Kentucky state tax

Credit or Deduction: None

Total Fees: 0.02% - 0.38%; Capital Preservation and Guaranteed investments have no fee

Louisiana 529 Plans

Student Tuition Assistance and Revenue Trust (START) Saving Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Louisiana State Treasurer

Residency Requirement: Either the beneficiary or account owner must be a resident of Louisiana

Minimum Contributions: $10

Maximum Contributions: $500,000

Age-Based Investment Options: Three categories with four portfolios each

Static Investment Options: Seven portfolios

State Taxation: All 529 plans exempt from Louisiana state income tax

Credit or Deduction: Deduction of up to $2,400 (per beneficiary) for contributions to Louisiana’s 529 plan

Total Fees: 0.02% - 0.14%; no fee with Principal Protection investment

Maine 529 Plans

NextGen 529 – Client Direct Series

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Merrill Lynch, Pierce, Fenner & Smith Incorporated

Residency Requirement: None

Minimum Contributions: $25 initially and subsequently; some exceptions apply

Maximum Contributions: $500,000

Age-Based Investment Options: Two categories with 10 portfolios each

Static Investment Options: Eight portfolios

State Taxation: All 529 plans exempt from Maine state income tax

Credit or Deduction: None

Total Fees: 0% - 0.53%

NextGen 529 – Client Select Series

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Merrill Lynch, Pierce, Fenner & Smith Incorporated

Residency Requirement: None

Minimum Contributions: $25 initially (with exceptions); $25 subsequently with automatic contributions

Maximum Contributions: $500,000

Age-Based Investment Options: Four categories with 10 portfolios each

Static Investment Options: 35 portfolios

State Taxation: All 529 plans exempt from Maine state income tax

Credit or Deduction: None

Total Fees: 0% - 2.06%

Maryland 529 Plans

Maryland529 Prepaid College Trust

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A

Residency Requirement: Only open to residents of Maryland or Washington, D.C.

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: All 529 plans exempt from Maryland income tax

Credit or Deduction: Deduction of up to $2,500 (per beneficiary) for contributions to a Maryland 529 plan

Total Fees: $20 - $75 enrollment fee

Maryland529 College Investment Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: T. Rowe Price Associates, Inc.

Residency Requirement: None

Minimum Contributions: $25

Maximum Contributions: $500,000

Age-Based Investment Options: Eight portfolios

Static Investment Options: Nine portfolios

State Taxation: All 529 plans exempt from Maryland state income tax

Credit or Deduction: Deduction of up to $2,500 (per beneficiary) for contributions to a Maryland 529 plan

Total Fees: 0.26% - 0.7%

Massachusetts 529 Plans

U.Plan Prepaid Tuition Program

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A

Residency Requirement: None

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: All 529 plans exempt from Massachusetts state income tax

Credit or Deduction: Deduction of up to $1,000 for contributions to a Massachusetts 529 plan

Total Fees: None

U.Fund College Investing Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Fidelity Investments

Residency Requirement: None

Minimum Contributions: No minimum initially; automatic contributions must be at least $15 each month or $45 each quarter

Maximum Contributions: $400,000

Age-Based Investment Options: Three portfolios

Static Investment Options: 12 portfolios

State Taxation: All 529 plans exempt from Massachusetts state income tax

Credit or Deduction: Deduction of up to $1,000 for contributions to a Massachusetts 529 plan

Total Fees: 0.11% - 0.99%

Michigan 529 Plans

Michigan Education Trust

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A

Residency Requirement: Only open to Michigan residents

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: All 529 plans exempt from Michigan state income tax

Credit or Deduction: Deduction of up to $5,000 for contributions to a Michigan 529 plan

Total Fees: $25 online enrollment fee; $60 by-mail enrollment fee

Michigan Education Savings Program (MESP)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: TIAA-CREF Tuition Financing, Inc.

Residency Requirement: None

Minimum Contributions: $25 generally; $15 per pay period with automatic payroll deductions

Maximum Contributions: $500,000

Age-Based Investment Options: 10 portfolios

Static Investment Options: Eight options

State Taxation: All 529 plans exempt from Michigan state income tax

Credit or Deduction: Deduction of up to $5,000 for contributions to a Michigan 529 plan

Total Fees: 0.075% - 0.135%; no fee for Principal Plus Interest investments

MI 529 Advisor Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: TIAA-CREF Tuition Financing, Inc.

Residency Requirement: None

Minimum Contributions: $25 per portfolio

Maximum Contributions: $500,000

Age-Based Investment Options: 10 portfolios

Static Investment Options: 19 portfolios

State Taxation: All 529 plans exempt from Michigan state income tax

Credit or Deduction: Deduction of up to $5,000 for contributions to a Michigan 529 plan

Total Fees: 0.42% - 1.9%

Minnesota 529 Plan

Minnesota College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: TIAA-CREF Tuition Financing, Inc.

Residency Requirement: None

Minimum Contributions: $25 per investment; $15 per investment for those with automatic payroll deductions

Maximum Contributions: $425,000

Age-Based Investment Options: 10 portfolios

Static Investment Options: 10 options

State Taxation: All 529 plans exempt from Minnesota income tax

Credit or Deduction: Deduction and tax credit offered (depending on income) for contributions to any 529 plan

Total Fees: 0.12% - 0.24%; no fee for Principal Plus Interest investments

Mississippi 529 Plans

Mississippi Affordable College Savings (MACS)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Intuition College Savings Solutions, LLC

Residency Requirement: None

Minimum Contributions: $25 generally; $15 per pay period for those with automatic payroll deductions

Maximum Contributions: $235,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: Nine options

State Taxation: All 529 plans exempt from Mississippi state income tax

Credit or Deduction: Deduction of up to $10,000 for contributions to a Mississippi 529 plan

Total Fees: 0.63% - 0.73%; $20 fee for account owners who opt out of electronic delivery of plan documents

Mississippi Prepaid Affordable College Tuition (MPACT) Program

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A

Residency Requirement: Reserved for Mississippi residents

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: All 529 plans exempt from Mississippi state income tax

Credit or Deduction: Deduction of up to $10,000 for contributions to a Mississippi 529 plan

Total Fees: $60 enrollment fee

Missouri 529 Plan

MOST – Missouri’s 529 Education Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $325,000

Age-Based Investment Options: Three categories with nine portfolios each

Static Investment Options: 16 portfolios

State Taxation: All 529 plans exempt from Missouri state tax

Credit or Deduction: Deduction of up to $8,000 for contributions to any 529 plan

Total Fees: 0.18% - 0.51%

Montana 529 Plan

Achieve Montana

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $25 generally; $15 for those with automatic payroll deductions

Maximum Contributions: $396,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: Eight portfolios

State Taxation: All 529 plans exempt from Montana state income tax

Credit or Deduction: Deduction of up to $3,000 for contributions to any 529 plan

Total Fees: 0.4% - 0.59%; $25 annual fee, with exceptions

Nebraska 529 Plans

Nebraska Education Savings Trust (NEST) Direct College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: First National Bank of Omaha

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $400,000

Age-Based Investment Options: Three portfolios

Static Investment Options: 21 portfolios

State Taxation: All 529 plans exempt from Nebraska state tax

Credit or Deduction: Deduction of up to $10,000 for contributions to a Nebraska 529 plan

Total Fees: 0.2% - 1.26%

NEST Advisor College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: First National Bank of Omaha

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $400,000

Age-Based Investment Options: Three categories with nine portfolios each

Static Investment Options: 25 portfolios

State Taxation: All 529 plans exempt from Nebraska state tax

Credit or Deduction: Deduction of up to $10,000 for contributions to a Nebraska 529 plan

Total Fees: 0.2% - 2.26%

TD Ameritrade 529 College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: First National Bank of Omaha

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $400,000

Age-Based Investment Options: Two categories with nine portfolios each

Static Investment Options: 22 portfolios

State Taxation: All 529 plans exempt from Nebraska state tax

Credit or Deduction: Deduction of up to $10,000 for contributions to a Nebraska 529 plan

Total Fees: 0.34% - 0.88%

State Farm 529 Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: First National Bank of Omaha

Residency Requirement: None

Minimum Contributions: $250 initially, $50 subsequent

Maximum Contributions: $400,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: Seven portfolios

State Taxation: All 529 plans exempt from Nebraska state tax

Credit or Deduction: Deduction of up to $10,000 for contributions to a Nebraska 529 plan

Total Fees: 0.2% - 0.61%; $25 fee for accounts with less than $20,000

Nevada 529 Plans

Nevada Prepaid Tuition Program

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A

Residency Requirement: Beneficiary or account owner must be a resident of Nevada; alternatively, owner may be an alumnus of a Nevada university

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: No individual income tax in Nevada

Credit or Deduction: None, for the reason stated above

Total Fees: $100 enrollment fee

SSGA Upromise 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: State Street Global Advisors (SSGA) with Ascensus College Savings and Sallie Mae Bank

Residency Requirement: None

Minimum Contributions: $15 initially and subsequently

Maximum Contributions: $500,000

Age-Based Investment Options: Eight portfolios

Static Investment Options: 19 options

State Taxation: No individual income tax in Nevada

Credit or Deduction: None, for the reason stated above

Total Fees: 0.28% - 0.89%; $20 annual fee, with exceptions

Putnam 529 for America

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Putnam Investment Management, LLC

Residency Requirement: None

Minimum Contributions: $25

Maximum Contributions: $500,000

Age-Based Investment Options: 22 portfolios

Static Investment Options: 15 options

State Taxation: No individual income tax in Nevada

Credit or Deduction: None, for the reason stated above

Total Fees: 0.3% - 2.13%; $15 annual fee, with exceptions

The Vanguard 529 College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $1000 initially (Nevada residents) or $3,000 initially (non-Nevada residents); $50 subsequently

Maximum Contributions: $500,000

Age-Based Investment Options: 11 portfolios

Static Investment Options: 20 portfolios

State Taxation: No individual income tax in Nevada

Credit or Deduction: None, for the reason stated above

Total Fees: 0.12% - 0.42%

Wealthfront 529 College Savings Plan

Plan Type: Education savings plans

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Ascensus Broker Dealer Services, Inc.

Residency Requirement: None

Minimum Contributions: $500 initially, $100 subsequently

Maximum Contributions: $500,000

Age-Based Investment Options: 20 options

Static Investment Options: None

State Taxation: No individual income tax in Nevada

Credit or Deduction: None, for the reason stated above

Total Fees: 0.43% - 0.46% per glide path; 0.35% - 0.7% per portfolio

USAA 529 College Savings Plan

Plan Type: Education savings plans

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $250 initially or $50 initially with automatic contributions of $50 each month or $150 each quarter

Maximum Contributions: $500,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: 11 portfolios

State Taxation: No individual income tax in Nevada

Credit or Deduction: None, for the reason stated above

Total Fees: 0.46% - 1.06%; $10 annual fee, with exceptions

New Hampshire 529 Plans

UNIQUE College Investing Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Fidelity Investments

Residency Requirement: None

Minimum Contributions: None initially; automatic investment plan requires $15 each month or $45 each quarter

Maximum Contributions: $522,000

Age-Based Investment Options: Three portfolios

Static Investment Options: 12 portfolios

State Taxation: No New Hampshire state income tax

Credit or Deduction: None, for the reason stated above

Total Fees: 0.11% - 0.99%

Fidelity Advisor 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Fidelity Investments

Residency Requirement: None

Minimum Contributions: None initially; automatic investment plan requires $15 each month or $45 each quarter

Maximum Contributions: $522,000

Age-Based Investment Options: Eight portfolios

Static Investment Options: 19 portfolios

State Taxation: No New Hampshire state income tax

Credit or Deduction: None, for the reason stated above

Total Fees: 0.25% - 2.12%; $20 annual fee, with exceptions

New Jersey 529 Plans

Franklin Templeton 529 College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Franklin Templeton Distributors, Inc.

Residency Requirement: None

Minimum Contributions: $250 initially; $50 subsequently

Maximum Contributions: $305,000

Age-Based Investment Options: Three categories with eight portfolios each

Static Investment Options: 14 portfolios

State Taxation: All qualified 529 plan distributions exempt from New Jersey state income tax

Credit or Deduction: None

Total Fees: 0.29% - 2.24%

NJBEST 529 College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Franklin Templeton Distributors, Inc.

Residency Requirement: Limited to New Jersey residents

Minimum Contributions: $25 per investment; $300 in contributions must be made each year until account reaches $1,200

Maximum Contributions: $305,000

Age-Based Investment Options: Three categories with eight portfolios each

Static Investment Options: Six portfolios

State Taxation: All qualified 529 plan distributions exempt from New Jersey state income tax

Credit or Deduction: None

Total Fees: 0.14% - 0.81%

New Mexico 529 Plans

The Education Plan’s College Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $500,000

Age-Based Investment Options: 11 portfolios

Static Investment Options: 13 portfolios

State Taxation: All 529 plans exempt from New Mexico state income tax

Credit or Deduction: Can deduct full value of contributions from New Mexico state income tax

Total Fees: 0.1% - 0.44%

Scholar’s Edge 529

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Ascensus College Savings Recordkeeping Services, LLC

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $500,000

Age-Based Investment Options: 11 portfolios

Static Investment Options: 20 portfolios

State Taxation: All 529 plans exempt from New Mexico state income tax

Credit or Deduction: Can deduct full value of contributions from New Mexico state income tax

Total Fees: 0.28% - 2.35%; $20 annual fee, with exceptions

New York 529 Plans

New York’s 529 College Savings Program Direct Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $520,000

Age-Based Investment Options: Three categories with nine portfolios each

Static Investment Options: 13 portfolios

State Taxation: All 529 plans exempt from New York state income tax

Credit or Deduction: Deduction for account owners (and their spouses) of up to $5,000 for contributions to a New York plan

Total Fees: 0.13%

New York’s 529 Advisor-Guided College Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Ascensus Broker Dealer Services

Residency Requirement: None

Minimum Contributions: $1,000 initially; $25 subsequently

Maximum Contributions: $520,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: 22 portfolios

State Taxation: All 529 plans exempt from New York state income tax

Credit or Deduction: Deduction for account owners (and their spouses) of up to $5,000 for contributions to a New York plan

Total Fees: 0.33% - 2.05%; $25 annual fee for balances of less than $25,000

North Carolina 529 Plan

North Carolina’s National College Savings Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: College Foundation, Inc.

Residency Requirement: None

Minimum Contributions: $25 initially or subsequently

Maximum Contributions: $450,000

Age-Based Investment Options: Three portfolios

Static Investment Options: 11 options

State Taxation: All 529 plans exempt from North Carolina state income tax

Credit or Deduction: None

Total Fees: 0.25% - 0.4%; $1.50 per month, waived for those who opt for electronic delivery of documents

North Dakota 529 Plans

College SAVE (Direct)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $25 initially and subsequently; $12.50 for automatic payroll deposits

Maximum Contributions: $269,000

Age-Based Investment Options: Three categories with five options each

Static Investment Options: Six portfolios

State Taxation: All 529 plans exempt from North Dakota state income tax

Credit or Deduction: Deduction of up to $5,000 for contributions to a North Dakota plan

Total Fees: 0.5%; $20 annual fee for non-North Dakota residents

College SAVE (Advisor)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $25 initially and subsequently; $12.50 for automatic payroll deposits

Maximum Contributions: $269,000

Age-Based Investment Options: Three categories with five options each

Static Investment Options: Six portfolios

State Taxation: All 529 plans exempt from North Dakota state income tax

Credit or Deduction: Deduction of up to $5,000 for contributions to a North Dakota plan

Total Fees: 0.55% - 0.85%; $20 annual fee for non-North Dakota residents

Ohio 529 Plans

CollegeAdvantage – Ohio’s 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ohio Tuition Trust Authority

Residency Requirement: None

Minimum Contributions: $25 initially and subsequently

Maximum Contributions: $482,000

Age-Based Investment Options: Two categories; one has nine portfolios and the other has 10

Static Investment Options: 22 options

State Taxation: All 529 plans exempt from Ohio state income tax

Credit or Deduction: Deduction of up to $4,000 (per beneficiary) for contributions to an Ohio plan

Total Fees: 0.165% - 0.5%; no fees with Fifth Third Bank investments

CollegeAdvantage Advisor 529 Savings Plan (BlackRock)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: BlackRock Advisors, LLC

Residency Requirement: None

Minimum Contributions: $25 generally; $500 with CD option

Maximum Contributions: $482,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: 20 options

State Taxation: All 529 plans exempt from Ohio income tax

Credit or Deduction: Deduction of up to $4,000 (per beneficiary) for contributions to an Ohio plan

Total Fees: 0.18% - 2.19%; $25 annual fee, with exceptions

Oklahoma 529 Plans

Oklahoma College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: TIAA-CREF Tuition Financing, Inc.

Residency Requirement: None

Minimum Contributions: $25 initially and subsequently; no minimum with automatic payroll deductions

Maximum Contributions: $300,000

Age-Based Investment Options: 10 portfolios

Static Investment Options: Six options

State Taxation: All 529 plans exempt from Oklahoma income tax

Credit or Deduction: Deduction of up to $10,000 for contributions to an Oklahoma plan

Total Fees: 0.3% - 0.57%; no fees with Guaranteed Option

Oklahoma Dream 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Fidelity Investments

Residency Requirement: None

Minimum Contributions: None, generally; systematic investment plans require $50 per month or $150 per quarter

Maximum Contributions: $300,000

Age-Based Investment Options: Eight portfolios

Static Investment Options: 19 portfolios

State Taxation: All 529 plans exempt from Oklahoma income tax

Credit or Deduction: Deduction of up to $10,000 for contributions to an Oklahoma plan

Total Fees: 0.25% - 2.12%; $20 annual fee, with exceptions

Oregon 529 Plans

Oregon College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Sumday Administration, LLC

Residency Requirement: None

Minimum Contributions: $25 per portfolio initially and subsequently; minimums lower with automated investments

Maximum Contributions: $400,000

Age-Based Investment Options: One option encompassing various portfolios

Static Investment Options: 14 options

State Taxation: All 529 plans exempt from Oregon income tax

Credit or Deduction: Tax credit of up to $150; required contributions to receive credit depends on income

Total Fees: 0.25% - 0.72%

MFS 529 Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: MFS Fund Distributors, Inc.

Residency Requirement: None

Minimum Contributions: $250 initially, no subsequent minimum

Maximum Contributions: $400,000

Age-Based Investment Options: Six portfolios

Static Investment Options: 18 options

State Taxation: All 529 plans exempt from Oregon income tax

Credit or Deduction: Tax credit of up to $150; required contributions to receive credit depends on income

Total Fees: 0.67% - 2.09%; $25 annual fee, with exceptions

Pennsylvania 529 Plans

Pennsylvania 529 Guaranteed Savings Plan

Plan Type: Education savings plan (guaranteed)

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A

Residency Requirement: Beneficiary or account owner must be a resident of Pennsylvania to enroll

Minimum Contributions: $10

Maximum Contributions: $511,758

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: All 529 plans exempt from Pennsylvania income tax

Credit or Deduction: Deduct amount up to annual gift tax exclusion (per beneficiary) for contributions to any 529 plan (as of 2020, gift tax exclusion is $15,000 per year)

Total Fees: 0.4% - 0.7%

Pennsylvania 529 Investment Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Pennsylvania Treasury Department with Vanguard and Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $10

Maximum Contributions: $511,758

Age-Based Investment Options: Three categories with nine options each

Static Investment Options: 14 portfolios

State Taxation: All 529 plans exempt from Pennsylvania income tax

Credit or Deduction: Deduct amount up to annual gift tax exclusion (per beneficiary) for contributions to any 529 plan (as of 2020, gift tax exclusion is $15,000 per year)

Total Fees: 0.215% - 0.315%; $10 annual fee with exemption for account owners who opt for electronic document delivery

Rhode Island 529 Plans

CollegeBound 529 (Direct)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $500,000

Age-Based Investment Options: 11 options

Static Investment Options: 11 options

State Taxation: All 529 plans exempt from Rhode Island income tax

Credit or Deduction: Deduction of up to $500 on contributions to a Rhode Island plan

Total Fees: 0.03% - 0.35%; rate discounted for residents of Rhode Island

CollegeBound 529 (Advisor)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $500,000

Age-Based Investment Options: 10 options

Static Investment Options: 14 portfolios

State Taxation: All 529 plans exempt from Rhode Island income tax

Credit or Deduction: Deduction of up to $500 on contributions to a Rhode Island plan

Total Fees: 0.16% - 2.07% (discounted for Rhode Island residents); $20 annual fee, with exceptions

South Carolina 529 Plans

Future Scholar 529 College Savings Plan (Direct)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Columbia Management Investment Advisors, LLC

Residency Requirement: Beneficiary or owner must be a South Carolina resident or state employee to enroll

Minimum Contributions: None

Maximum Contributions: $520,000

Age-Based Investment Options: Three categories with nine portfolios each

Static Investment Options: 17 options

State Taxation: All 529 plans exempt from South Carolina income tax

Credit or Deduction: Deduct all contributions to South Carolina 529 plans

Total Fees: 0% - 0.25%

Future Scholar 529 College Savings Plan (Advisor)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Columbia Management Investment Advisors, LLC

Residency Requirement: None

Minimum Contributions: $100 initially, $25 subsequently; no minimum for automatic investments

Maximum Contributions: $520,000

Age-Based Investment Options: Three categories with 8-9 portfolios each

Static Investment Options: 30 options

State Taxation: All 529 plans exempt from South Carolina income tax

Credit or Deduction: Deduct all contributions to South Carolina 529 plans

Total Fees: 0% - 2.01%; $25 annual fee, with exceptions

South Dakota 529 Plans

CollegeAccess 529 (Direct)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Allianz Global Investors Distributors LLC

Residency Requirement: Beneficiary or owner must be a resident of South Dakota to enroll

Minimum Contributions: $250 per investment initially, $50 subsequently

Maximum Contributions: $350,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: Three portfolios

State Taxation: South Dakota has no individual income tax

Credit or Deduction: None, for the reason specified above

Total Fees: 0.45% - 1.12%

CollegeAccess 529 (Advisor)

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Allianz Global Investors Distributors LLC

Residency Requirement: None

Minimum Contributions: $1,000 initially, $50 subsequently; $250 initially with automatic investments

Maximum Contributions: $350,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: 15 portfolios

State Taxation: South Dakota has no individual income tax

Credit or Deduction: None, for the reason specified above

Total Fees: 0.48% - 2.47%; fee of $5 per quarter for balances below $20,000, with exceptions

Tennessee 529 Plan

TNStars College Savings 529 Program

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Tennessee Department of Treasury

Residency Requirement: None

Minimum Contributions: $25 per investment, both initially and subsequently

Maximum Contributions: $350,000 (combined with any BEST Prepaid Program accounts)

Age-Based Investment Options: 10 options

Static Investment Options: 16 options

State Taxation: Tennessee has no individual income tax

Credit or Deduction: None, for the reason stated above

Total Fees: 0.23% - 0.84%; no fees with interest-bearing account

Texas 529 Plans

Texas Tuition Promise Fund

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: N/A

Residency Requirement: Beneficiary or parent opening the account must be a resident of Texas to enroll

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: Texas has no individual income tax

Credit or Deduction: None, for the reason specified above

Total Fees: $25 enrollment fee

Texas College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Orion Advisor Solutions, Inc.

Residency Requirement: None

Minimum Contributions: $25 per portfolio; $15 with automatic contributions

Maximum Contributions: $370,000

Age-Based Investment Options: Two categories with six portfolios each

Static Investment Options: Seven options

State Taxation: Texas has no individual income tax

Credit or Deduction: None, for the reason specified above

Total Fees: 0.59% - 0.99%

LoneStar 529 Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Orion Advisor Solutions, Inc.

Residency Requirement: None

Minimum Contributions: $25 per portfolio; $15 with automatic contributions

Maximum Contributions: $370,000

Age-Based Investment Options: Six portfolios

Static Investment Options: 12 portfolios

State Taxation: Texas has no individual income tax

Credit or Deduction: None, for the reason specified above

Total Fees: 0.66% - 2.48%

Utah 529 Plan

my529

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Utah Higher Education Assistance Authority

Residency Requirement: None

Minimum Contributions: None

Maximum Contributions: $500,000

Age-Based Investment Options: Four standardized portfolios, one customizable portfolio with 30 investment options

Static Investment Options: Eight options

State Taxation: All 529 plans exempt from Utah income tax

Credit or Deduction: Tax credit of 5% on contributions of up to $2,040 (per beneficiary) toward a Utah 529 plan; only the account owners are eligible

Total Fees: 0.12% - 0.525%

Vermont 529 Plan

Vermont Higher Education Investment Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Intuition College Savings Solutions, LLC

Residency Requirement: None

Minimum Contributions: $25 generally; $15 with automatic payroll deductions

Maximum Contributions: $352,800

Age-Based Investment Options: Six portfolios

Static Investment Options: Five options

State Taxation:

Credit or Deduction: Tax credit of 10% on contributions of up to $2,500 (per beneficiary) toward a Vermont plan

Total Fees: 0.04% - 0.07% (no fee with Principal Plus Interest account); $10 annual fee with exemption for account owners who opt for electronic document delivery

Virginia 529 Plans

CollegeAmerica

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: American Funds Service Company and American Funds Distributor with Capital Research and Management Company

Residency Requirement: None

Minimum Contributions: $250 per fund initially, $50 per fund subsequently; $1,000 initially with U.S. Government Money Market Fund

Maximum Contributions: $500,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: Exact number unknown

State Taxation: All 529 plans exempt from Virginia income tax

Credit or Deduction: Deduction of up to $4,000 for contributions to a Virginia plan; only account owners are eligible

Total Fees: 0.29% - 2.1%

Invest529

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Virginia529

Residency Requirement: None

Minimum Contributions: $25 initially, no subsequent minimum

Maximum Contributions: $500,000

Age-Based Investment Options: Eight portfolios

Static Investment Options: 15 portfolios

State Taxation: All 529 plans exempt from Virginia income tax

Credit or Deduction: Deduction of up to $4,000 for contributions to a Virginia plan; only account owners are eligible

Total Fees: 0.09% - 0.62%

Washington 529 Plans

Guaranteed Education Tuition (GET)

Plan Type: Prepaid tuition plan (guaranteed)

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A

Residency Requirement: Beneficiary or owner must be a resident of Washington to enroll

Minimum Contributions: Varies by plan

Maximum Contributions: $106,400

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: Washington has no individual income tax

Credit or Deduction: None, for the reason stated above

Total Fees: $50 enrollment fee with exemption for online enrollment

DreamAhead College Investment Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Sumday Administration, LLC

Residency Requirement: None

Minimum Contributions: $25 per investment initially; $5 per investment subsequently

Maximum Contributions: $500,000

Age-Based Investment Options: Three categories with 10 portfolios each

Static Investment Options: Seven options

State Taxation: Washington has no individual income tax

Credit or Deduction: None, for the reason stated above

Total Fees: 0.255% - 0.4%; $35 annual fee

Washington, D.C. 529 Plan

DC College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Ascensus College Savings

Residency Requirement: None

Minimum Contributions: $25 initially and subsequently

Maximum Contributions: $500,000

Age-Based Investment Options: Seven portfolios

Static Investment Options: Eight portfolios

State Taxation: Qualified distributions are tax-free from any 529 plan

Credit or Deduction: Deduction of up to $4,000 for contributions to DC plans; only available to account owner

Total Fees: 0.15% - 0.74%; $15 annual fee, with exceptions

West Virginia 529 Plans

SMART529 WV Direct

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Hartford Funds Management Company, LLC

Residency Requirement: Beneficiary or owner must have a mailing address in West Virginia or be a state resident on active military duty

Minimum Contributions: None

Maximum Contributions: $400,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: Seven options

State Taxation: All 529 plans exempt from West Virginia income tax

Credit or Deduction: All contributions to West Virginia plans deductible from state income tax

Total Fees: 0.12% - 0.22%

SMART529 Select

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: Hartford Funds Management Company, LLC

Residency Requirement: None

Minimum Contributions: $250 per fund initially, $25 per fund subsequently; minimums lower for West Virginia residents

Maximum Contributions: $400,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: 10 portfolios

State Taxation: All 529 plans exempt from West Virginia income tax

Credit or Deduction: All contributions to West Virginia plans deductible from state income tax

Total Fees: 0.57% - 0.67%; $25 annual fee, with exceptions

The Hartford SMART529

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Hartford Funds Management Company, LLC

Residency Requirement: None

Minimum Contributions: $250 initially, $25 subsequently; minimums lower for West Virginia residents

Maximum Contributions: $400,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: 19 portfolios

State Taxation: All 529 plans exempt from West Virginia income tax

Credit or Deduction: All contributions to West Virginia plans deductible from state income tax

Total Fees: 0.28% - 2.07%; $25 annual fee, with exceptions

Wisconsin 529 Plans

Edvest College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: TIAA-CREF Tuition Financing, Inc.

Residency Requirement: None

Minimum Contributions: $25 initially and subsequently; no minimum for those with automatic payroll deductions

Maximum Contributions: $505,000

Age-Based Investment Options: 10 portfolios

Static Investment Options: 15 portfolios

State Taxation: All 529 plans exempt from Wisconsin income tax

Credit or Deduction: Deduction of up to $3,340 (per beneficiary) for contributions to a Wisconsin plan

Total Fees: 0.08% - 0.38%; no fees with Principal Plus Interest option

Tomorrow’s Scholar College Savings Plan

Plan Type: Education savings plan

Direct- or Advisor-Sold: Advisor-sold

Plan Manager: Voya

Residency Requirement: None

Minimum Contributions: $250; $25 each month with automatic contributions

Maximum Contributions: $505,000

Age-Based Investment Options: Nine portfolios

Static Investment Options: 23 portfolios

State Taxation: All 529 plans exempt from Wisconsin income tax

Credit or Deduction: Deduction of up to $3,340 (per beneficiary) for contributions to a Wisconsin plan

Total Fees: 0.21% - 2.18%; $25 annual fee, with exceptions

Wyoming

Wyoming only offers an ABLE account, WV ABLE, which is not covered here.

The Private 529 Plan

Private College 529 Plan

Plan Type: Prepaid tuition plan

Direct- or Advisor-Sold: Direct-sold

Plan Manager: N/A (sponsored by the Tuition Plan Consortium LLC)

Residency Requirement: None

Minimum Contributions: Varies by plan

Maximum Contributions: N/A

Age-Based Investment Options: N/A

Static Investment Options: N/A

State Taxation: Generally exempt from state income taxes, but policy varies by state

Credit or Deduction: Varies by state

Total Fees: None

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